Bankitis Technology

Mobile Banking and You

It’s very few and far between that you meet someone between the ages of 20 and 40 years old that doesn’t have a smart phone.  Generation Y is the generation known for being one of the top consumers of new technology.  We’re also the generation that is known for being the, “Innovators” and “Early Adopters” of the latest and greatest tech tools.GettyImages_87529109

We use our smart phone for everything.  We use it to check the weather, keep in touch with our friends, and manage our finances.  But what if, you aren’t what they call an “Innovator” or “Early Adaptor”? What if you’re someone who finds mobile banking untrustworthy? That’s okay! Everyone has their own level of comfort when it comes to their finances.  However, if you are thinking about joining the mobile banking world, consider these facts.

  1. Protecting your money is your number one concern (why else would you have a bank account?).  Every financial institution out there invests heavily in security technology.  In addition, if any fraud or theft were to occur, most institutions cover some or all money lost due to theft.
  2. Mobile banking allows users to do more than check their balance.  Users can pay bills, transfer money, and track your spending habits.  Mobile banking allows you to live your life outside the need to be near a branch.  You can take care of virtually anything through your device.  A user could live 100 miles away from your financial institution and never have to worry about switching banks.
  3. Astounding Technology. Let’s say your Great Grandma Millie writes you your annual $10 check for your birthday.  You’re busy.  When are you going to find time to drop off that check at a branch? Most mobile banking apps allow you to safely and securely submit a deposit just by taking a picture of the check.  It’s that easy!

If you’re looking to make your life easier, mobile banking is the way.  You know your account is safe, it’s convenient, the current technology is amazing, and it’s only going to get better.

Are you Safeguarding Your Mobile Device?

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